Auto insurance

UPSK insurance company offers protecting you against unexpected costs as related with repair, construction loss of car or its theft.

Motor Third Party Liability

MOTOR INSURANCE

What may be insured?

UPSK offers enterprises and organization owning, using, disposing of vehicles on legal basis to insure:

cars;

light duty trucks;

buses;

minivans;

lorries, trailers and semi-trailers.

Policy risks to be covered:

traffic accident;

third party unlawful acts;

other causal events (natural disasters, fall of trees and other items, collisions with animals or explosion);

theft

Competitive advantages of MOTOR INSURANCE from IC "UPSK"

individual tariff plan including specific features of your vehicle
possible payment in installments
possible coverage of agreement on any person without work record and age restrictions
possible coverage by agreement of the territory of countries-members of international system of car insurance "Green card"
quick issuance of agreement
24 h monitoring service, provision of organizational and informational support
professional assistance with visit to place of event occurrence, if required*
reimbursement of costs for vehicle impoundment, parking, taxi costs, gathering documents and payment of expert services when event occurs

Programs for experienced drivers "Saving" and "Until First Insurable Event"

Program "Saving" applies as part of conditions of other Insurance programs. Classic, Classic + or V.I.P. in which case you save 40% of the value of full MOTOR INSURANCE subject to absence of insurable events.

Program "Until First Insurable Event" applies as part of Classic insurance program conditions when agreement continues only until first insurable event has occurred.

MOTOR INSURANCE program	Classic	Classic +	V.I.P.
Costs of vehicle impoundment to place of repair/storage	within 1000 UAH	within 5000 UAH	within 10000 UAH
Reimbursement of costs for payment of parking costs	for the period of 10 days and amount not exceeding 30 UAH per one day	for the period of 20 days and amount not exceeding 30 UAH per one day	for the period up to 30 days and amount not exceeding 30 UAH per one day
Reimbursement of costs for payment of costs of taxi	within 250 UAH	within 500 UAH	within 1500 UAH
Reimbursement of costs for collection of documents and payment of expert services	✔	✔	✔
Payment of insurance indemnity without certificate of relevant authorities when only glass and/or glass parts of vehicle are damaged (within limits as established by selected insurance program)	✔	✔	✔
Absence of restrictions as regards exceeding established limitations of traffic speed by up to 20 km/hr	✔	✔	✔
Absence of restrictions as regards: - breach of rules of passing railway crossing and bridges - exceeding established restrictions of traffic speed for more than 20 km/hr - crossing into incoming traffic in place where such crossing is prohibited and/or crossing solid lanes - passing red lights, when restrictive signal is shown by traffic-controller or prohibitive traffic signs	✖	✔	✔
Payment of insurance indemnity without certificate of relevant authorities for any losses	within 3% of amount of insurance however, not more than 25, 000 UAH . – based on two insurable events which occurred during period of Agreement	within 4% of insurable amount however, no more than 50, 000 UAH – based on two insurable events which occurred during life of Agreement	within 5% of insurable amount, however, no more than 75, 000 UAH – based on two insurable events which occurred during life of Agreement
Payment of insurance indemnity	for more than 10-days from receiving the last document (10 business days for gathering documents)	for more than 10-days from receiving the last document (10 business days for gathering documents)	during 5 business days from receiving the last document (10 business days for gathering documents) (except for theft)

�Weekends and holidays�

Policy covers complete list of risks in compliance with MOTOR INSURANCE Classic program;

Insurance carrier�s obligations to pay insurance indemnity arises only in respect of events which happened in the period from 06 p.m. until 00.00 a.m. of such holiday(s) or weekend(s).

For many years UPSK has ranked among 5 TOP MTPL careers and constantly proved its expertise;

Comfortable policy issue;

Smooth performance of obligations;

Quality and fast settlement;

24h support.

Motor Third Party Liability

Motor Third Party Liability is a reliable protection of your financial interests. It allows to indemnify for damages caused to vehicle, health or life of injured parties.

MAXIMUM INDEMNITY

Maximum limit of indemnity for damage caused to injured parties� property is 100 ths. hryvnas per one injured party.

Maximum limit of indemnity for damage caused to injured parties� life and health is 200 ths. hryvnas per one injured party.

Maximum limit of indemnity of damages according to MTPL policy is established by laws.

Additional protection

"Additional protection" policy is executed as addendum to third party policy to increase maximum limit of indemnity in case if amount of damages under third party policy turns out to be larger than expected.

The amount of limit is selected by insurance carrier subject to approval by insurance carrier.

Advantages of "Additional protection" policy holder:

You may choose coverage limit at your own discretion;
Cost of insurance does not depend upon type of vehicle, number of drivers and their driving record;
"Additional protection" policy can be afforded by any car owner.

Contacts

Office

40, Kyrylivska st., Kyiv, Ukraine

info@upsk.com.ua

Work schedule:

Mon - Thu: 09:00-18:00, Fr: 09:00-17:45, Sat - Sun: Weekend

Call center: 0 800 507 050

Regional network

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